Personal Checking Header Decoration 

Free And Easy Checking

  • Minimum opening deposit: $100 
  • No monthly service charge 
  • No minimum balance 
  • Unlimited transactions 
  • Non-Interest Bearing 

Jacksonian Account

  • Minimum opening deposit: $500 
  • Interest: $500 minimum to earn interest. Ask about current rates. 
  • Monthly service charge: $9.
  • Minimum balance to avoid service charge: $1,000 
  • 50 checks free with order of 200 
  • Unlimited transactions

Money Market Account

  • Minimum opening deposit: $5,000
  • Monthly service charge: $15.
  • Minimum balance to avoid service charge: $5,000 
  • Interest: $2,500 minimum to earn interest. Ask about current rates 
  • Excess withdrawal fee of $5 each after 6 monthly withdrawals 

Mastercard Debit Card

  • Allows access to checking account 
  • Serves as ATM card 
  • Accepted anywhere Mastercard is accepted 
  • Monthly fee of $1

Bank of Jackson ATM Card

  • 24 hour access to money 
  • Free withdrawal from any ATM machine with MoneyPass logo 
  • ATM located at each Bank of Jackson location 
  • For other locations in Jackson and the United States, visit: www.moneypass.com

Other Checking Charges

Insufficient funds $32 per check
Wire Transfer $20 ($70 International)
Stop payment $25 per check
Daily Overdraft $5 per day after second day
Dormant Fee $5 per month if balance falls below $300

General Services

Safe Deposit Box Fee varies by size of box
Research fee $15 per hour, $3 per item

*e-Statements available for all accounts and notices.